Franklin India Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 12
Rating
Growth Option 27-01-2026
NAV ₹1388.04(R) +0.06% ₹1392.69(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.7% 6.31% 5.36% -% -%
Direct 5.75% 6.36% 5.41% -% -%
Benchmark
SIP (XIRR) Regular 5.54% 6.1% 5.92% -% -%
Direct 5.58% 6.15% 5.97% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.37 0.48 0.62 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.32% 0.0% 0.0% - 0.3%
Fund AUM As on: 30/12/2025 556 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Franklin India Overnight Fund - Direct Daily Dividend Plan - Daily - IDCW 1000.0
0.0000
0.0000%
Franklin India Overnight Fund - Daily Dividend Plan - Daily - IDCW 1000.0
0.0000
0.0000%
Franklin India Overnight Fund - Direct Weekly Dividend Plan - Weekly - IDCW 1000.14
-0.5900
-0.0600%
Franklin India Overnight Fund - Weekly Dividend Plan - Weekly - IDCW 1000.15
-0.5900
-0.0600%
Franklin India Overnight fund- Growth 1388.04
0.7800
0.0600%
Franklin India Overnight Fund- Growth - Direct 1392.69
0.7900
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

Franklin India Overnight Fund is the 5th ranked fund in the Overnight Fund category. The category has total 29 funds. The 5 star rating shows an excellent past performance of the Franklin India Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.37 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Franklin India Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.35 and 2.72 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.33% and 2.68% respectively.
  • Franklin India Overnight Fund has given a return of 5.75% in last one year. In the same period the Overnight Fund category average return was 5.68%.
  • The fund has given a return of 6.36% in last three years and ranked 21.0st out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.37%.
  • The fund has given a return of 5.41% in last five years and ranked 21st out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.44%.
  • The fund has given a SIP return of 5.58% in last one year whereas category average SIP return is 5.5%. The fund one year return rank in the category is 3rd in 34 funds
  • The fund has SIP return of 6.15% in last three years and ranks 18th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.25%) in the category in last three years.
  • The fund has SIP return of 5.97% in last five years whereas category average SIP return is 5.98%.

Franklin India Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.32 and semi deviation of 0.3. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.41
    		0.38 | 0.43 1 | 34 Very Good
    3M Return % 1.34
    1.31
    		1.22 | 1.36 2 | 34 Very Good
    6M Return % 2.70
    2.64
    		2.47 | 2.73 3 | 34 Very Good
    1Y Return % 5.70
    5.60
    		5.25 | 5.79 4 | 34 Very Good
    3Y Return % 6.31
    6.28
    		5.98 | 6.46 11 | 32 Good
    5Y Return % 5.36
    5.36
    		5.18 | 5.50 11 | 27 Good
    1Y SIP Return % 5.54
    5.43
    		5.07 | 5.60 3 | 34 Very Good
    3Y SIP Return % 6.10
    6.05
    		5.72 | 6.22 5 | 32 Very Good
    5Y SIP Return % 5.92
    5.90
    		5.69 | 6.06 10 | 27 Good
    Standard Deviation 0.32
    0.30
    		0.15 | 0.33 10 | 31 Good
    Semi Deviation 0.30
    0.27
    		0.12 | 0.31 12 | 31 Good
    Sharpe Ratio 1.37
    1.71
    		0.48 | 3.84 15 | 31 Good
    Sterling Ratio 0.62
    0.62
    		0.58 | 0.65 16 | 31 Good
    Sortino Ratio 0.48
    0.98
    		0.16 | 3.60 15 | 31 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.42 0.40 | 0.43 1 | 34 Very Good
    3M Return % 1.35 1.33 1.27 | 1.37 2 | 34 Very Good
    6M Return % 2.72 2.68 2.58 | 2.75 3 | 34 Very Good
    1Y Return % 5.75 5.68 5.45 | 5.82 6 | 34 Very Good
    3Y Return % 6.36 6.37 6.17 | 6.57 21 | 32 Average
    5Y Return % 5.41 5.44 5.29 | 5.54 21 | 27 Average
    1Y SIP Return % 5.58 5.50 5.28 | 5.63 3 | 34 Very Good
    3Y SIP Return % 6.15 6.13 5.94 | 6.25 18 | 32 Average
    5Y SIP Return % 5.97 5.98 5.80 | 6.09 20 | 27 Average
    Standard Deviation 0.32 0.30 0.15 | 0.33 10 | 31 Good
    Semi Deviation 0.30 0.27 0.12 | 0.31 12 | 31 Good
    Sharpe Ratio 1.37 1.71 0.48 | 3.84 15 | 31 Good
    Sterling Ratio 0.62 0.62 0.58 | 0.65 16 | 31 Good
    Sortino Ratio 0.48 0.98 0.16 | 3.60 15 | 31 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Overnight Fund NAV Regular Growth Franklin India Overnight Fund NAV Direct Growth
    27-01-2026 1388.0403 1392.6932
    23-01-2026 1387.2581 1391.902
    22-01-2026 1387.0421 1391.6836
    21-01-2026 1386.8382 1391.4775
    20-01-2026 1386.6391 1391.2761
    19-01-2026 1386.4396 1391.0742
    16-01-2026 1385.8497 1390.4776
    14-01-2026 1385.4456 1390.0689
    13-01-2026 1385.242 1389.8631
    12-01-2026 1385.0386 1389.6574
    09-01-2026 1384.4161 1389.028
    08-01-2026 1384.201 1388.8106
    07-01-2026 1383.996 1388.6034
    06-01-2026 1383.7966 1388.4017
    05-01-2026 1383.5976 1388.2005
    02-01-2026 1382.9839 1387.58
    01-01-2026 1382.7897 1387.3836
    31-12-2025 1382.5583 1387.1498
    30-12-2025 1382.3512 1386.9402
    29-12-2025 1382.1492 1386.7361

    Fund Launch Date: 07/May/2019
    Fund Category: Overnight Fund
    Investment Objective: The Scheme intends to provide reasonable income along with high liquidity by investing in overnight securities having maturity of 1 business day
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.